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Trust Your Instincts If Shopping Online with Credit Cards
Money is on the Web
Credit cards lead to the many success stories when traveling around the Web, uncovering the answer to an often taboo question: Is the Web really making money? 2009 offline and online retailers expect to see at least a 1.8 percent increase in 2009 sales, according to the Retail Compass Survey of 100 chief marketing officers at leading retailers.
Is the Internet Still Making Money During the Recession?
Most major retailers offer online shopping, particularly because they accept credit cards. Cheryl Schmidt, who owns Tast of Toledo Gift Baskets and Gifts, is a business owner getting steady sales from the Web. About half my sales come from my Web site, Schmidt says. It isn't that all her sales are online, but a lot of people use the online store as a catalog to call in orders or visit the shop if they live in or near Toledo. Taste of Toledo offers Christmas-themed gifts this time of year. The Toledo and Ohio Gift Basket is always popular year round, and especially during the holidays.
Online Shopping Can Be Dangerous; Keep Yourself Safe
While shopping online is more convenient and safer, in most cases, than shopping in a store, never let your guard down. The BBB (Better Business Bureau) offers tips for online shopping, some include:
Trust In Your Instincts
If a gut feeling makes you uncomfortable about bidding on or buying an item online, or if you feel more pressure than an ant under an elephant to place an order quickly, you should probably avoid buying from the Web site.
Gain Knowledge of Web-based Auctions
The worst thing to do is jump directly into a Web-based auction without checking out the important details. Take time to familiarize yourself with the rules and policies of the auction site, but also the legal terms regarding warrants, refunds, etc. of the sellers item which you would like to bid on.
Do a Double-Take with Prices
If you stumble upon a wonderful Web site offering the best looking laptop computer for $50, red flags should wave. Be careful, keeping in mind to watch out for prices that seem too good to be true. It doesn't matter if the product is new or used, the price should coincide with the item you intend to purchase. If unsure, do some research online. This could also confirm your decisions to use discretion when shopping online with credit cards.
Find the Privacy Policy and Thoroughly Read it!
Its very important that you read the privacy policy to find out what information the seller is going to try and collect from you, how the information will be used and how you can stop the process. If you search for the privacy policy link somewhere on the sellers home page or included with the legal terms (where it should be located) and find nothing, dont do business with them.
Be Alert and Check the Connection
After youve drooled over the things you wish to buy, you might want to pull out your credit cards and click on the buy now button. But before you give your payment information, there are various icons and software programs that indicate security software is in place on the Web site. You want to see what levels of encryption are in place, and whether they use credit card security is accredited, like through a company like VeriSign. If it's all in place, relax and buy with ease.
Inspect Your Purchase When It Arrives
Once the item arrives in the mail, examine it carefully. If you notice any problems, contact the seller in writing immediately. Tell the seller what isn't right with the product, and make sure to include a lot of detail. Also ask for repairs or a refund, and keep a copy of the correspondence.
Pay the Safe Way
The safest way to pay for anything on the Internet is by using the Visa, MasterCard or Discover logos; or, simply put, credit cards. In the event of fraud, card issuers have security methods in place that consumers can use.
can i buy a visa.mastercard gift card t6o use as a credit card for itunes?
can i buy a visa.mastercard gift card t6o use as a credit card for itunes?
i used a visa gift card with no problems at all, but you dont have to use it, you can open a free apps account with an itunes gift card. no c.c .necessary.
instructions: http://usitunes.blogspot.com
Finance 101: Visa or Mastercard? Which is Better ?
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